Comments on: car accident: lawyers and cops pls gimme advice, on dec 16 afternoon i was driving my car and weather was not ?

By: mamaflutey

mamaflutey — Sun, 15 Nov 2009 19:40:05 +0000

You contact your insurance company & explain everything.
Then get an attorney & go after ‘em all

By: car253

car253 — Fri, 13 Nov 2009 17:14:22 +0000

In California police officers will not write a police report unless someone is injured. If you call them they will just tell you to exchange insurance information.

File the claim with your insurance company and let them take care of everything. That is what you pay them for. I hope you had insurance.

By: STEPHANIE S

STEPHANIE S — Fri, 13 Nov 2009 05:55:59 +0000

It is a Common situation many people have met,calm down,and check the resource i found pretty useful.

By: Lawnboy & Luna

Lawnboy & Luna — Tue, 10 Nov 2009 17:43:13 +0000

I am neither a police officer not an attorney. You report the claim to your insurance company. You do not need a police report to file a claim. It sounds as if you were rearended. If you have Collision Coverage, your insurance company will pay you and subrogate against the at fault carrier. Let the other party’s insurance company know there is no police report.

NJ is a No-Fault state which means you probably have Personal Injury Protection coverage. This covers covers you for medical expenses and a percentage of lost wages. The coverage is available regardless of fault. Let your adjuster know that you have sought medical attention. They will create a file for you.

You may be entitled to monetary compensation beyond your medical expenses. However, it depends on your policy selection.

In New Jersey there are different types of automobile insurance policies. One option is called the Limitation on Lawsuit Threshold option.

If you selected this coverage, you need to prove your injury is permanent. Sounds like you may have a soft tissue injury. These kinds of injuries are usually not permanent.

By: Kizzy

Kizzy — Tue, 10 Nov 2009 09:15:29 +0000

Insurance companies cannot place fault with you if the police did not write a report. Under normal circumstances, if the vehicles don’t need to be towed or no ambulance is necessary, they have the option whether to write a report. If the other carrier is adamant about the report let them know they can approach the police department and find out why a report wasn’t written. They’re dragging their heels, that’s all.

Sounds to me that this is a low impact hit and you may have some soft tissue injury but that’s about it. It’s not life threatening. Retaining an attorney isn’t going to change that. Attorney’s should be sought for life altering injuries as in scarring, loss of limb or life.

By: Steven P

Steven P — Sat, 07 Nov 2009 09:26:05 +0000

you are screwed because of the lazy cop. I was hit and practically had to fight with the cop to get him to make a report in pennsylvania. The cop was like bitchin’ ” Great this was only going to be only one page but now it’s going to be a 3 to 5 page report. It’s not going to be ready for three days! ” to top it off I had to fight with his insurance because the guy never called it in and they could not get ahold of him to verify the accident. thank god I was able to go to the police station and get that report.