What can happen to me if the insurance company denied coverage for the car I was operating and a accident occu
In June 4 2004 I was involved in a car accident. No summonses were given to any of the parties involved. I was driving my sister’s car, which at one point was living at the same residence as I reside in but moved out by January 2002. She open her policy sometime in 2001 and may have forgotten to declared me as a licensed driver living in thehousehold(not sure what was omitted). In 2006 I was served with a civil lawsuit. I turned the lawsuit papers over to her insurance company, by this time she had a different insurance company. They assigned a lawyer to be my defense counsel and deal with the suit. Sometime in July 2007, my sister insurance notified me that they were not going to be responsible for any liability cost or any future legal cost. The letter stated that they were now in 2007 voiding my sister policy dating back to February 2002 and gave no explanation as to why. It said I could appeal but the appeal’s process is ridiculous because is conducted by someone that works for
them actually by the same person who denied coverage the first time. Now I have to get a lawyer to defend me and try to get the insurance company to act responsibly as well as a lawyer so that they stop giving my sister the run around by not providing her a copy of her policy to see what section allows them to void the policy. By the way my sister had other claims that they answer for and they also collected almost 4 years of premiums. Are they allowed to do this and what can happen to me if I was unable to afford legal representation?
What can happen to me if the insurance company denied coverage for the car I was operating and a accident occu
In June 4 2004 I was involved in a car accident. No summonses were given to any of the parties involved. I was driving my sister’s car, which at one point was living at the same residence as I reside in but moved out by January 2002. She open her policy sometime in 2001 and may have forgotten to declared me as a licensed driver living in thehousehold(not sure what was omitted). In 2006 I was served with a civil lawsuit. I turned the lawsuit papers over to her insurance company, by this time she had a different insurance company. They assigned a lawyer to be my defense counsel and deal with the suit. Sometime in July 2007, my sister insurance notified me that they were not going to be responsible for any liability cost or any future legal cost. The letter stated that they were now in 2007 voiding my sister policy dating back to February 2002 and gave no explanation as to why. It said I could appeal but the appeal’s process is ridiculous because is conducted by someone that works for
them actually by the same person who denied coverage the first time. Now I have to get a lawyer to defend me and try to get the insurance company to act responsibly as well as a lawyer so that they stop giving my sister the run around by not providing her a copy of her policy to see what section allows them to void the policy. By the way my sister had other claims that they answer for and they also collected almost 4 years of premiums. Are they allowed to do this and what can happen to me if I was unable to afford legal representation?
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What can happend to me if the insurance coverage of the car I was driving is voided and I was sue for accident
In June 4 2004 I was involved in a car accident. No summonses were given to any of the parties involved. I was driving my sister’s car, which at one point was living at the same residence as I reside in but moved out by January 2002. She open her policy sometime in 2001 and may have forgotten to declared me as a licensed driver living in the household(not sure what was omitted). In 2006 I was served with a civil lawsuit. I turned the lawsuit papers over to her insurance company, by this time she had a different insurance company. They assigned a lawyer to be my defense counsel and deal with the suit. Sometime in July 2007, my sister insurance notified me that they were not going to be responsible for any liability cost or any future legal cost. The letter stated that they were now in 2007 voiding my sister policy dating back to February 2002 and gave no explanation as to why. It said I could appeal but the appeal’s process is ridiculous because is conducted by someone that works for
them actually by the same person who denied coverage the first time. Now I have to get a lawyer to defend me and try to get the insurance company to act responsibly as well as a lawyer so that they stop giving my sister the run around by not providing her a copy of her policy to see what section allows them to void the policy. By the way my sister had other claims that they answer for and they also collected almost 4 years of premiums. Are they allowed to do this and what can happen to me if I was unable to afford legal representation?
Lawyers Attorneys FAQs

