No name asked:


I was involved in an auto accident, was not my fault. The person who hit me died & his policy limit was only $25,000 which won’t even cover my medical bills. My lawyer says basically I am left with the medical because I don’t have under-insured motorist, I only have uninsured and I don’t know the difference. He sent me this in a letter, I have called to meet with him next week. But in the mean time does this mean all I can get is $25,000 and I will be stuck with the rest to pay myself. I know normally I could sue the person but he passed in the accident and he wasn’t married I know that. I “heard” he didn’t have a house in his name but did have life insurance he left to someone as a beneficary…could I be able to go after that? Also just to add, I am very upset b/c this person was exceeding the speed limit by 3 times & yes I know he died but he was at fault here I am going through all this pain, surgery, mental anguish, missing tons of work & I can’t even get all my medical
bills payed little on not being able to get any pain and suffering and money back from me missing work. What can I do…besides go crazy??
Just to add….I never knew what the policy limits meant, I only thought that was to pay for someone else if an accident was my fault…never knew I could use it to help me…

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Team AMP asked:


My car was totaled in CA!!
What do I do now?
I have missed 1000 hours of work and spend most of that time in Physical therapy.
What is the fair amount to get of pain and suffering?
Moreover is there a Max or calculation to use in the state of CA?
I’m still in lot of pain and have trouble walking still, even a year later?
How long dose it take to get back to normal?
How do I handle pain suffering settlement?
What should I be doing to get well?
I need a lawyer?
What fair to pay them?
How do I find a good doctor and Lawyer in around Irvine, CA?
I have look into hiring a lawyer since day one! Plus talked all insurance compaies. I have 2 years to trurn all expences. I have already got money for my car. My heaklth insurance has been covering all my expenses, but they want thier money back! From someone!!
Howevr the All Lawyers I have talked to want over 30% of what they get including MED and pain payment.

So why would I want to give a lawyer 30% for doing nothing. Won’t the lawyer suck up 30% of the total case, leaving me to pay for doctors, wiht my pain and suffering!!

This seams unfair!! I can see a lawyer getting 30% of the pain and suffering, but not of everything! The other stuff the insurance company is already going ot pay for without a lawyer, GET IT!!!

So what is fair to pay a lawyer, for doing nothing more than writing a letter and few phone calls?
What I’m trying find out is…… what is the max, and what is fair, and what is likely, to get from a car accident?

IF you know someone that knows forward this to them please!!

I have over $10K in Medical and another 10K for missed work, plus I’m still not back to 80% moreover, am still in pain 90% of the day and night, 18 months later. So that is that worth??

If you asked me it’s millions, but I was told $35,000 was the max the insurance company will cover. Which is all the lawyer will really go after, right??

The insurance is offering to pay out 35K now, what do I do!! I could hire a lawyer, but would I get any more! I think not!! Moreover I would net less; after the lawyer takes their 30% and expenses, right??

What should I do and how to do it?

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Shannon Michelle asked:


I recently got into a car accident that wasn’t my fault. Long story short…her insurance company isn’t giving me enough $ to cover all the expenses that have been accrued over the last month. This includes medical & time off from neck injuries sustained.

It’s been suggested that I decline the insurance companies check and sue her directly for the costs.

I’m not trying to get over on anyone, I just don’t think I should have to pay one dime for all the charges when it has been found that it was clearly her fault.

How do I go about sueing her and getting my money back?

Do you know of any reputible accident/ injury lawyers?

What is the process like?

I’m also moving out of state in 3 weeks. How will this affect my move?

Anything I should know or say to her insurance company before I go to a lawyer?

Anyone had any similar experiences? What happened?
How much does a lawyer cost? I’m broke and will have no job in 3 weeks!

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maria677 asked:


hi all
i had car accident 6 months ago and i went for 1 month to chiropractic for injury related problem due to accident.
accident was other person fault.
Hes insurance agreed to pay for everything.
i also got a lawyer who took my case.
now, 6 months later, collection company hired from my health insurance company contacted me saying that they also paid for my medical treatment (accident related)and they want money back.

i told them to call my lawyer.

Now if i understand my lawyer charged my health insurance and other insurance(from other person involved in accident).

is this possible?
if yes can i be in trouble for this (even if i didnt know anything about this!).
And why my health insurance contact us after 6 months when case is already closed?

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Amazon asked:


My wife got in a car wreck with our baby (a dude in a small company’s car hit our car and sped away but the police later caught up with him) and our lawyers said they have had to drop the case because they say the party at fault does not have insurance coverage at all. She has been going to the med and her back is hurting. Now I’m looking for the legal solutions.
Our car, which was totaled, had a value around $3800 (so we sure didn’t have full coverage) and by the time you add the hospital bill, well, you go over $5000 which is the maximum we could have sued for in small court. She has lost her job since then, so we are just trying to get back on our feet here. What should I do. Was our lawyers’ policy of dropping the case justified and ethical? Should we hire another lawyer? Should we sue the other owner in a different kind of court ? Is there anyway we can keep the med. bills from hitting us while we take care of all this ? Also, this is happening in the state of Texas.

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mistik asked:


OK, on late september of 08 i got in an auto accident. I was getting off work it was late already and i was almost home. Im going on a 45 MPH road and i have a green light. As im crossing the intersection some guy did not stop on his red light and hits me going easily 45 MPH on my right side of my car. The car is totaled and if I would have had a passenger that person would have been severely injured or mabie dead just so you can have an idea how hard this guy hit me. Police came and evrything the guy recieved a ticket for not stopping and i did not recieve a ticket at all. I eaven had a witness on the police report. Now my dad told me to still go to the hospital just incase. so the hospital bill came up to like 700 total. My dad said the guys insurance has to take care of the bill. So I haved talked to the guys insurance and its like it seems like they dont want to pay its hard to get a hold of them. Im not the type of persons who likes to sue but its getting annoying getting bills from the hospital and telling me i will go to collections if i dont pay. The guys insurance say they will pay and that they will send me a check that they do not pay the hspital directly. Im just really annoyed by all this its been almost 4 months and im tired of wasting my time being on hold for 30 minutes each time i call them just so it leads me to their voice mail only. I dont want no money back I dont need them to give me money, I just want them to pay the bill thats it im not asking for more. Why shouold I pay a bill when I was not at fault? Im thinking of getting a lawyer is this a good idea what should I do? I have never been in this situation so any advise will be very helpful thank you.

This guys insurance is called American Access Casualty Company located in Chicago. From reviews I have seen online they are not the best on handling situations like this.

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