We had to get a lawyer for an accident that was caused by an uninsured motorist, what should I expect?
Serena asked:
We were hit head on by some kids who were uninsured. It was a pretty bad accident but luckily we have Personal Injury Protection and also uninsured motorists. The combined impact was about 90 mph and it totaled both cars, we are lucky to be alive. But our insurance company decided after 2 months that we must not really be hurt and tried to send us to get a independent medical examiner. That’s all fine and dandy because we have nothing to hide, we are both still truly hurt. But from what I understand from talking with our chiropractor is that this is a tactic the insurance company uses to stop paying for our medical bills and almost all of the “medical examiners” deem the patients fine and need no further treatment thus our medical bills would no longer be covered. So we got ourselves a lawyer to deal with this and they are seeking 300,000 dollars from our insurance company (which is the amount of uninsured motorist coverage we have.) This scares me, I don’t want this kid and his family to be ruined. What’s the likely hood that they will get that, and if not that, what is more likely?
I did go by ambulance to the hospital and I have seen a “real” doctor. As for the chiropractor, the majority of my pain is in my back, hence why I’m seeing a chiropractor. Originally I couldn’t turn my neck or bend down at all. Now my neck is doing better just a little irritated but my lower back is in constant pain. I have a 2 year old and it makes it difficult to do anything with her such as putting her to bed, etc because bending over with any kind of weight (like a 27 lb baby causes issues.)
Lawyers Attorneys FAQs
We were hit head on by some kids who were uninsured. It was a pretty bad accident but luckily we have Personal Injury Protection and also uninsured motorists. The combined impact was about 90 mph and it totaled both cars, we are lucky to be alive. But our insurance company decided after 2 months that we must not really be hurt and tried to send us to get a independent medical examiner. That’s all fine and dandy because we have nothing to hide, we are both still truly hurt. But from what I understand from talking with our chiropractor is that this is a tactic the insurance company uses to stop paying for our medical bills and almost all of the “medical examiners” deem the patients fine and need no further treatment thus our medical bills would no longer be covered. So we got ourselves a lawyer to deal with this and they are seeking 300,000 dollars from our insurance company (which is the amount of uninsured motorist coverage we have.) This scares me, I don’t want this kid and his family to be ruined. What’s the likely hood that they will get that, and if not that, what is more likely?
I did go by ambulance to the hospital and I have seen a “real” doctor. As for the chiropractor, the majority of my pain is in my back, hence why I’m seeing a chiropractor. Originally I couldn’t turn my neck or bend down at all. Now my neck is doing better just a little irritated but my lower back is in constant pain. I have a 2 year old and it makes it difficult to do anything with her such as putting her to bed, etc because bending over with any kind of weight (like a 27 lb baby causes issues.)
Lawyers Attorneys FAQs
May 10, 2009 | Filed Under Accidents & Personal Injuries Lawyers | 4 Comments
When settling with an auto insurance company after a car accident, what is an appropriate amount to request?
Andrea asked:
I hurt my neck (muscle strain, nothing broken) in a car accident and have exhaused the Personal Injury Protection with the insurance company. They said to call them after my physical therapy was completed to settle for the pain and suffering. The neck pain is still there and will most likely be chronic regardless of any additional physical therapy. I’ve heard that people are typically given 2X the amount of medical expenses. I don’t want to hire a lawyer but don’t want to get less than I deserve either. Any advice on how much to ask for would be appreciated.
Lawyers Attorneys FAQs
I hurt my neck (muscle strain, nothing broken) in a car accident and have exhaused the Personal Injury Protection with the insurance company. They said to call them after my physical therapy was completed to settle for the pain and suffering. The neck pain is still there and will most likely be chronic regardless of any additional physical therapy. I’ve heard that people are typically given 2X the amount of medical expenses. I don’t want to hire a lawyer but don’t want to get less than I deserve either. Any advice on how much to ask for would be appreciated.
Lawyers Attorneys FAQs
May 10, 2009 | Filed Under Accidents & Personal Injuries Lawyers | 3 Comments